Download OpenAPI specification:Download
k1_integration_api
) strategy | string This is strategy name. |
inquiryId | string Unique identifier for the customer's case inquiry. |
channel | string Unique identifier of the website or app and/or product where the inquiry originated. |
deviceSessionId | string Unique identifier for the customer's end-user's session on the site app. Must be the same session ID used in the device data collection from the client-side Kount SDK. Uniqueness for this property is not enforced, but customers should provide unique values. |
creationDateTime | string The date and time that the request was made. |
userIp | string The subject's (end-user's) IPv4 address (in dotted decimal notation), as identified by the customer/merchant. |
object (v1Account) | |
object (v1Applicant) | |
object (v1CoApplicant) | |
object (v1Product) | |
object key-value pair fileds sent by customer |
{- "strategy": "StrategyWithoutStepup",
- "inquiryId": "511db65b-8a22-4daa-9320-98ff86371c6a",
- "channel": "DEFAULT",
- "deviceSessionId": "c12da910e8734aea856cd0fefb2be80d",
- "creationDateTime": "2006-01-02T15:04:05.000Z",
- "userIp": "147.146.254.32",
- "account": {
- "accountId": "123456",
- "type": "PROACCOUNT",
- "creationDateTime": "2006-01-02T15:04:05.000Z",
- "username": "applicant123",
- "accountIsActive": "true"
}, - "applicant": {
- "name": {
- "first": "John",
- "middle": "E",
- "last": "Smith",
- "secondLast": "",
- "suffix": "Mr.",
- "preferred": "John"
}, - "email": "john.smith@gmail.com",
- "phoneNumber": "18883784329",
- "addresses": [
- {
- "type": "ADDR_TYPE_UNSPECIFIED",
- "recency": "RECENCY_UNSPECIFIED",
- "line1": "1550 Peachtree St NE",
- "line2": "",
- "city": "Atlanta",
- "region": "GA",
- "countryCode": "US",
- "postalCode": "30309"
}
], - "governmentId": [
- {
- "type": "GOVT_ID_TYPE_UNSPECIFIED",
- "value": "999999991",
- "countryCode": "1",
- "state": "GA",
- "issuedDate": "2016-01-02",
- "expirationDate": "2028-01-02"
}
], - "employment": [
- {
- "employer": {
- "name": "Equifax",
- "address": {
- "type": "ADDR_TYPE_UNSPECIFIED",
- "recency": "RECENCY_UNSPECIFIED",
- "line1": "1550 Peachtree St NE",
- "line2": "",
- "city": "Atlanta",
- "region": "GA",
- "countryCode": "US",
- "postalCode": "30309"
}
}, - "employeeTitle": "Software Engineer",
- "startDate": "2019-08-24",
- "endDate": "",
- "currentEmployee": "true",
- "contractType": "CONTRACT_TYPE_UNSPECIFIED"
}
], - "income": {
- "period": "ANNUAL",
- "amount": "5000",
- "currency": "USD"
}, - "dateOfBirth": "2024-02-02"
}, - "coApplicant": {
- "name": {
- "first": "John",
- "middle": "E",
- "last": "Smith",
- "secondLast": "",
- "suffix": "Mr.",
- "preferred": "John"
}, - "email": "jsmith@yahoo.com",
- "phoneNumber": "14901234561",
- "addresses": [
- {
- "type": "ADDR_TYPE_UNSPECIFIED",
- "recency": "RECENCY_UNSPECIFIED",
- "line1": "1550 Peachtree St NE",
- "line2": "",
- "city": "Atlanta",
- "region": "GA",
- "countryCode": "US",
- "postalCode": "30309"
}
], - "governmentId": [
- {
- "type": "GOVT_ID_TYPE_UNSPECIFIED",
- "value": "999999991",
- "countryCode": "1",
- "state": "GA",
- "issuedDate": "2016-01-02",
- "expirationDate": "2028-01-02"
}
], - "employment": [
- {
- "employer": {
- "name": "Equifax",
- "address": {
- "type": "ADDR_TYPE_UNSPECIFIED",
- "recency": "RECENCY_UNSPECIFIED",
- "line1": "1550 Peachtree St NE",
- "line2": "",
- "city": "Atlanta",
- "region": "GA",
- "countryCode": "US",
- "postalCode": "30309"
}
}, - "employeeTitle": "Software Engineer",
- "startDate": "2019-08-24",
- "endDate": "",
- "currentEmployee": "true",
- "contractType": "CONTRACT_TYPE_UNSPECIFIED"
}
], - "income": {
- "period": "ANNUAL",
- "amount": "5000",
- "currency": "USD"
}, - "dateOfBirth": "2000-01-01"
}, - "product": {
- "productName": "abc",
- "productType": "identity proofing",
- "productId": "123abc",
- "requestedAmount": "100",
- "status": "current"
}, - "customFields": {
- "testKey": "testValue"
}
}
{- "inquiryId": "223db65b-8a22-4daa-9320-98ff86371d8f",
- "authenticationId": "74da67ab-1c80-431c-8249-91344c5fa778",
- "deviceSessionId": "c12da910e8734aea856cd0fefb2be80d",
- "decision": "Challenge",
- "userSegment": "Default",
- "tags": [
- "string"
], - "scoreCards": [
- {
- "name": "test",
- "description": "description for the strategy",
- "segmentCount": "10",
- "policyCount": "10",
- "weight": "10",
- "activeSegmentCount": "10",
- "activePolicyCount": "10"
}
], - "deviceId": "123456abc12345",
- "entityId": "testEntity",
- "insights": {
- "applicant": {
- "identityTrust": "Y",
- "identityVerification": "Y",
- "identityVerificationReason": "identityNoMatch",
- "identityResolution": "Y",
- "identityResolutionReason": "identityMediumCorroboration",
- "identityRisk": "N",
- "identityRiskReason": "identityRiskMedium",
- "phoneTrust": "Y",
- "phoneVerification": "Y",
- "phoneVerificationReason": "phoneNoMatch",
- "phoneAffiliation": "Y",
- "phoneAffiliationReason": "phoneMediumCorroboration",
- "phoneInsights": "N",
- "phoneInsightsReason": "phoneUseRisk,phoneIsNotActiveRisk",
- "phoneRisk": "N",
- "emailTrust": "Y",
- "emailVerification": "Y",
- "emailVerificationReason": "emailNoMatch",
- "emailAffiliation": "Y",
- "emailAffiliationReason": "accountNameFullMatch",
- "emailInsights": "N",
- "emailInsightsReason": "emailUseRisk,emailIsNotActiveRisk",
- "emailRisk": "N",
- "SSNTrust": "Y",
- "SSNVerification": "Y",
- "SSNVerificationReason": "SSN Found",
- "SSNAffiliation": "N",
- "SSNAffiliationReason": "No SSN Affiliation",
- "SSNInsights": "N",
- "SSNInsightsReason": "",
- "SSNRisk": "N",
- "addressTrust": "Y",
- "addressVerification": "N",
- "addressVerificationReason": "Unverifiable",
- "addressAffiliation": "N",
- "addressAffiliationReason": "addressPhoneNoMatch,addressEmailNoMatch,addressNameNoMatch,addressNoMatch",
- "addressRisk": "N",
- "addressInsights": "Y",
- "addressInsightsReason": "NoInsightsReturned",
- "dobTrust": "Y",
- "dobVerification": "N",
- "dobVerificationReason": "DOB Not Verified",
- "dobAffiliation": "N",
- "dobAffiliationReason": "No Data Found",
- "dobInsights": "Y",
- "dobInsightsReason": "NoInsightsReturned",
- "deceased": "N",
- "riskAssessment": "Review"
}, - "coApplicant": {
- "identityTrust": "Y",
- "identityVerification": "Y",
- "identityVerificationReason": "identityNoMatch",
- "identityResolution": "Y",
- "identityResolutionReason": "identityMediumCorroboration",
- "identityRisk": "N",
- "identityRiskReason": "identityRiskMedium",
- "phoneTrust": "Y",
- "phoneVerification": "Y",
- "phoneVerificationReason": "phoneNoMatch",
- "phoneAffiliation": "Y",
- "phoneAffiliationReason": "phoneMediumCorroboration",
- "phoneInsights": "N",
- "phoneInsightsReason": "phoneUseRisk,phoneIsNotActiveRisk",
- "phoneRisk": "N",
- "emailTrust": "Y",
- "emailVerification": "Y",
- "emailVerificationReason": "emailNoMatch",
- "emailAffiliation": "Y",
- "emailAffiliationReason": "accountNameFullMatch",
- "emailInsights": "N",
- "emailInsightsReason": "emailUseRisk,emailIsNotActiveRisk",
- "emailRisk": "N",
- "SSNTrust": "Y",
- "SSNVerification": "Y",
- "SSNVerificationReason": "SSN Found",
- "SSNAffiliation": "N",
- "SSNAffiliationReason": "No SSN Affiliation",
- "SSNInsights": "N",
- "SSNInsightsReason": "",
- "SSNRisk": "N",
- "addressTrust": "Y",
- "addressVerification": "N",
- "addressVerificationReason": "Unverifiable",
- "addressAffiliation": "N",
- "addressAffiliationReason": "addressPhoneNoMatch,addressEmailNoMatch,addressNameNoMatch,addressNoMatch",
- "addressRisk": "N",
- "addressInsights": "Y",
- "addressInsightsReason": "NoInsightsReturned",
- "dobTrust": "Y",
- "dobVerification": "N",
- "dobVerificationReason": "DOB Not Verified",
- "dobAffiliation": "N",
- "dobAffiliationReason": "No Data Found",
- "dobInsights": "Y",
- "dobInsightsReason": "NoInsightsReturned",
- "deceased": "N",
- "riskAssessment": "Review"
}
}, - "strategy": {
- "strategyName": "StrategyWithVelocity",
- "description": "Strategy with velocity",
- "status": "active",
- "actions": [
- {
- "method": "UNKNOWN",
- "status": "challenge",
- "data": {
- "questionnaireId": "2",
- "questions": [
- {
- "questionId": "1",
- "questionText": "Your credit file indicates you may have a student loan. Who is the credit provider for this account?",
- "choiceType": {
- "type": "SINGLE_CHOICE"
}, - "choices": [
- {
- "choiceId": "1",
- "choiceText": "BANK OF AMERICA CORP"
}
]
}
]
}
}
]
}, - "thirdPartyCalls": {
- "applicant": {
- "atDataResponse": {
- "risk": {
- "score": "0.5",
- "queryId": "1234567890",
- "tumblingRisk": "0.5",
- "ip": {
- "routingType": "ISP",
- "organization": "Google LLC",
- "latitude": "37.7749",
- "proxyType": "VPN",
- "hostingFacility": "true",
- "longitude": "-122.4194"
}, - "domain": {
- "domainRiskScore": "0"
}, - "postal": {
- "deliverability": "undeliverable",
- "addressType": "street",
- "lastNameMatch": "match",
- "firstNameMatch": "match",
- "deliverabilitySubstatus": "invalid_unclear",
- "zipMatch": "no_match",
- "cityMatch": "no_match",
- "streetMatch": "no_match",
- "ipPostalDistance": "less than 5 miles"
}, - "phone": {
- "lineType": "landline",
- "carrier": "Verizon",
- "status": "active",
- "prepaid": "true",
- "owner": {
- "firstNameMatch": "match",
- "lastNameMatch": "match",
- "streetMatch": "no_match",
- "cityMatch": "no_match",
- "zipMatch": "no_match",
- "type": "individual"
}
}
}, - "eam": {
- "longevity": "3",
- "velocity": "10",
- "dateFirstSeen": "2023-01-01",
- "popularity": "10"
}, - "dam": {
- "longevity": "3",
- "velocity": "10",
- "dateFirstSeen": "2023-01-01",
- "popularity": "10"
}, - "emailValidation": {
- "domainType": "generic",
- "statusCode": "freeisp",
- "address": "test@gmail.com",
- "status": "invalid",
- "roleAccount": "true"
}
}, - "employeeData": {
- "employeeNames": [
- "string"
], - "phoneNumbers": [
- "string"
], - "emailAddresses": [
- "string"
], - "employeeAddresses": [
- {
- "addressType": "string",
- "addressLine1": "string",
- "addressLine2": "string",
- "addressLine3": "string",
- "cityName": "string",
- "stateCode": "string",
- "postalCode": "string"
}
], - "dateOfBirths": [
- "string"
]
}
}, - "coApplicant": {
- "atDataResponse": {
- "risk": {
- "score": "0.5",
- "queryId": "1234567890",
- "tumblingRisk": "0.5",
- "ip": {
- "routingType": "ISP",
- "organization": "Google LLC",
- "latitude": "37.7749",
- "proxyType": "VPN",
- "hostingFacility": "true",
- "longitude": "-122.4194"
}, - "domain": {
- "domainRiskScore": "0"
}, - "postal": {
- "deliverability": "undeliverable",
- "addressType": "street",
- "lastNameMatch": "match",
- "firstNameMatch": "match",
- "deliverabilitySubstatus": "invalid_unclear",
- "zipMatch": "no_match",
- "cityMatch": "no_match",
- "streetMatch": "no_match",
- "ipPostalDistance": "less than 5 miles"
}, - "phone": {
- "lineType": "landline",
- "carrier": "Verizon",
- "status": "active",
- "prepaid": "true",
- "owner": {
- "firstNameMatch": "match",
- "lastNameMatch": "match",
- "streetMatch": "no_match",
- "cityMatch": "no_match",
- "zipMatch": "no_match",
- "type": "individual"
}
}
}, - "eam": {
- "longevity": "3",
- "velocity": "10",
- "dateFirstSeen": "2023-01-01",
- "popularity": "10"
}, - "dam": {
- "longevity": "3",
- "velocity": "10",
- "dateFirstSeen": "2023-01-01",
- "popularity": "10"
}, - "emailValidation": {
- "domainType": "generic",
- "statusCode": "freeisp",
- "address": "test@gmail.com",
- "status": "invalid",
- "roleAccount": "true"
}
}, - "employeeData": {
- "employeeNames": [
- "string"
], - "phoneNumbers": [
- "string"
], - "emailAddresses": [
- "string"
], - "employeeAddresses": [
- {
- "addressType": "string",
- "addressLine1": "string",
- "addressLine2": "string",
- "addressLine3": "string",
- "cityName": "string",
- "stateCode": "string",
- "postalCode": "string"
}
], - "dateOfBirths": [
- "string"
]
}
}
}, - "errorResponses": {
- "property1": null,
- "property2": null
}
}
inquiryId | string Inquiry Id |
authenticationId | string Authentication Id |
decision | string Case decision based on the customer's information |
tags | Array of strings Custom tags array |
notes | string Notes related to the verification |
externalAgent | string External Agent |
queue | string Queue |
verifiedFraud | boolean Verified Fraud |
rejectionCode | string Rejection Code |
{- "inquiryId": "223db65b-8a22-4daa-9320-98ff86371d8f",
- "authenticationId": "427e798a-835e-452f-ba0e-ad355d7fc604",
- "decision": "Allow",
- "tags": [
- "tag1",
- "tag2"
], - "notes": "passed document verification",
- "externalAgent": "autogenerated",
- "queue": "investigation",
- "verifiedFraud": "false",
- "rejectionCode": "denied for fraud"
}
{- "inquiryId": "223db65b-8a22-4daa-9320-98ff86371d8f",
- "correlationId": "a43db65b-8a22-4daa-9320-98ff86371c89",
- "message": "successfully updated",
- "error": {
- "code": "400",
- "message": "Invalid request",
- "cause": "Invalid inquiryId"
}
}